Counterfeit national insurance number card
National insurance number is an important instrument that holds the legal status of a person living in a country. Due to its importance in providing identity to people, it is regulated with extreme caution. Possessing a national insurance number is mandatory within certain conditions provided by the government. The guidelines also include specific circumstances where one person can be relieved from having a national insurance number. But in all spheres of day-to-day works, the insurance number plays a major part, although the people not having them must fulfill the criteria of exclusion from legal action so that they can avail of other options fixed instead of the insurance number. The national insurance number is being used in places like bank account opening, securing life and other insurances, buying immovable as well as movable properties, etc.
In the present condition, the operational procedures regarding issuing national insurance number are getting clumsier and difficult, due to the rising population and influx of outsiders. Government is coming down heavily on people with no insurance number. Besides the fact that people without insurance number can cause trouble in society, their lack of appropriate identity proof can lure them into anti-social activities and can feed the data theft industry that is thriving on the confidence of rising government alienation.
Here comes into play the counterfeit national insurance number card makers. These are the highly skilled black market operative who fulfil the need of identification numbers of people. Their standard operating procedure may seem very simple, but involves an intricate way of secret sourcing. The requirements needed to make a seemingly authentic national insurance number are sourced from multiple different organizations and people. In this way, the ever-secretive forgers safeguard their work from the law enforcement agency tracking. Evasive ways are prevalent in this line of work because of the danger of getting caught is increasing day by day due to the focus of international cooperation on eliminating counterfeit industries.
If someone wants to get a national insurance number, then he/she can approach the counterfeiters in many ways. First, to contact them, you need their contact details like phone number or email address. To the total benefit of the customers, these counterfeiters often leave contact details at various service outlets, where people come to apply or inquire for insurance numbers. After contacting them one should always get any assurance before making any payment. Many times the payment procedure includes partial payment before work and rest after finishing the job. Customers are asked about their address, phone number, family details, etc. so that those can be used in the forged insurance number. One can get desired change in this information through counterfeiting methods. Another caution is that the counterfeit national insurance number card industry uses the forged data that has often been acquired by illegal means. So your identity can be used for others whereas your forged documents may contain some different person’s address or fake name. Counterfeit national insurance number card makers are in some way helping the people in need to get what they want to avail of all the social benefits in the locality.
How to Counterfeit national insurance card
As blurted out by a certain report, annual losses in the insurance sector are reckoned to be almost 4240 Million Dollars. And still the inflating number of forgery and frauds in the insurance sector continues to us concerned and has made room in our anxiety list. Although these frauds cannot be totally expunged from the system, yet, due manoeuvres can be put forth to curd these frauds and bring to a pretty constrained limit. These alleged manoeuvres make us witness the need to detect counterfeit national insurance card and pave way for betterment.
How to spot the counterfeit national insurance card?
Insurance policies make up a big crucial sector in every nation. Be it a medical insurance policy or conventional, life insurance policy; each of it has its own merits that fortify the grounds owing, which one would procure it. Coming down to the policy frauds, it mostly is a result of purchasing policies from con or unauthorised agents and policy sellers and leads to counterfeit national insurance card that doom the insurance policy in total. However, to still save you from the crisis, we have the following ways enlisted below, that will help you spot a counterfeit national insurance card and steer clear from the envisaged crisis:
Contacting the insurer:
This is the most facile way to get past any envisaged perils. Just contact the policy seller who sold you the insurance policy through the toll free or the customer care number mentioned in the policy documents. In case the number is unreachable, visit and cross check from the nearest branch office.
Ask for receipt:
Never forget to ask for the premium payment receipts from the policy seller. Some insurance companies mentioned the payment details on the documents itself (‘under premium payment details). However, on insistence they also proffer a separate receipt.
Probe NCB, IDV and Deductibles:
Probing the NCB (no claimed bonus), IDV (insured’s declared value) and deductibles (say compulsory deductibles, additional compulsory deductibles and voluntary excess) is another best way to clarify whether or not the policy received is genuine. They might seem minor at the time of procuring the policy, but they can create some actual havocs at the times of claims.
Signature on cover note/proposal form:
This involves NEVER permitting any other person to sign the proposal or the cover note on your behalf. Insistence on self-signature is always the best. This stands to be cardinal not only because you know what kind of a policy you are looking for, but also to refrain from encountering any future jeopardies.
To brief up, procuring any national policy is as relevant as saving yourself from the counterfeit national insurance card that doom the entire policy and result in a mere squander of money. Fervent vigilance must be observed on one’s part while procuring an insurance policy. Petty negligence on the buyers part can not only lead to counterfeit national insurance card but also keeping such false policy is illicit and may have you facing worse consequences.